Job-related injuries and illnesses can range from relatively minor problems like carpal tunnel syndrome to more devastating injuries that result in death. Even a mild injury can cause months of lost wages, mounting medical bills and life-long pain and suffering.
Texas has the most unique workers’ compensation laws of any state. It is the only state where employers are not required to maintain insurance unless they accept government contracts. This puts employees at a disadvantage because they may not be able to collect benefits if their industrial injury happens on the job. This often leaves the issue of payment for medical bills in a grey area.
Employers have an obligation to ensure proper safety standards are implemented in the workplace. Accidents do happen and sometimes they are due to negligent behaviors.
Employees who are injured on the job often have to deal with their injury while they navigate unfamiliar waters in dealing with an employer who may be liable, an insurance company who wants to limit their payments, and the Texas Department of Insurance. This is why it is so important to seek legal assistance.
At the Grossman Law Firm, P.C., our personal injury attorney understands how overwhelming the workers' compensation rules are and can help you determine your legal options. Call the firm today at 281.761.7671.
Regardless of whether your employer carries workers' compensation insurance, you must notify them of any accident in the workplace. This should be done immediately, or within 30 days of the injury or illness. You should also seek medical care.
Your employer is bound by law to report any workplace related injuries to the Texas Department of Insurance.
Texas has caps on employer liability but employers cannot use partial fault to limit liability. If your employer does have insurance, they too will need to notify their insurance company of your injury.
Generally speaking, it is recommended that you seek counsel anytime you feel an insurance company is not dealing in good faith or if your employer disagrees with your claim. Additionally if a workplace injury results in the necessity for ongoing medical care, your employer would be required to pay your expenses. Plus, your employer may be liable for providing for at least a portion of your pay for the time you are out of work.
Grossman Law Firm, P.C. is here to help you get the medical care you are entitled to as well as ensure that your employer treats you fairly. Contact a personal injury lawyer in Houston, Humble, or The Woodlands to schedule your free consultation.